/* ================= INNER PAGES ================= */
.inner-hero{padding:72px 0 64px;overflow:hidden}
.inner-hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:70px;align-items:center}
.inner-hero h1{font-size:clamp(46px,5vw,72px);line-height:1.02;color:var(--navy);margin:16px 0 18px;max-width:760px}
.inner-hero p{font-size:16px;color:var(--muted);max-width:650px;line-height:1.7}
.inner-visual{height:420px;position:relative}
.inner-image{position:absolute;inset:20px 0 0 8%;border-radius:22px;overflow:hidden;background:var(--navy)}
.inner-image img{height:100%;object-fit:cover}
.inner-float{position:absolute;left:0;bottom:-6px;z-index:4;background:#fff;border-radius:16px;padding:18px 20px;width:255px;box-shadow:var(--shadow)}
.inner-float strong{font:800 20px/1.2 'Manrope';color:var(--navy);display:block}
.inner-float span{font-size:14px;color:var(--muted);display:block;margin-top:5px}

.page-strip{background:var(--navy);color:#fff;padding:26px 0}
.page-strip-row{display:flex;align-items:center;justify-content:space-between;gap:30px}
.page-strip p{font-size:14px;color:#dce1f0}
.page-strip strong{font:700 15px 'Manrope'}

.listing-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.listing-card{background:#fff;border:1px solid rgba(32,41,93,.10);border-radius:20px;padding:28px;min-height:270px;position:relative;overflow:hidden;transition:.25s}
.listing-card:hover{transform:translateY(-4px);box-shadow:0 20px 50px rgba(32,41,93,.10)}
.listing-num{font-size:14px;font-weight:800;color:var(--orange);letter-spacing:.08em}
.listing-card h3{font-size:28px;line-height:1.12;color:var(--navy);margin:13px 0 12px;max-width:430px}
.listing-card p{font-size:14px;color:var(--muted);line-height:1.65;max-width:500px}
.listing-points{display:grid;gap:9px;margin-top:20px}
.listing-points span{font-size:14px;color:var(--navy);display:flex;align-items:center;gap:9px;font-weight:600}
.listing-points i{width:18px;height:18px;border-radius:50%;display:grid;place-items:center;background:var(--teal);font-style:normal;font-size:14px}
.card-link{display:inline-flex;gap:9px;align-items:center;margin-top:22px;font-size:14px;font-weight:800;color:var(--navy)}

.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px}
.team-card{background:#fff;border:1px solid rgba(32,41,93,.10);border-radius:22px;overflow:hidden;transition:.25s}
.team-card:hover{transform:translateY(-4px);box-shadow:0 24px 54px rgba(32,41,93,.12)}
.team-photo{position:relative;background:var(--navy);display:grid;place-items:center;overflow:hidden;aspect-ratio:16/9}
.team-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.team-initials{position:relative;color:#fff;font:800 48px 'Manrope',sans-serif;letter-spacing:.02em}
.team-info{padding:28px 26px}
.team-arn{display:inline-flex;background:var(--soft);color:var(--navy);font:800 11px 'Manrope',sans-serif;padding:6px 12px;border-radius:999px;letter-spacing:.04em;text-transform:uppercase;margin-bottom:12px}
.team-card h3{color:var(--navy);font-size:21px;margin-bottom:3px}
.team-role{display:block;color:var(--orange);font-size:14px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;margin-bottom:14px}
.team-bio{color:var(--muted);font-size:14px;line-height:1.65;margin-bottom:18px}
.team-contact{display:flex;flex-direction:column;gap:9px}
.team-contact a{display:flex;align-items:center;gap:9px;color:var(--navy);font-size:15px;font-weight:600}
.team-contact a svg{width:17px;height:17px;color:var(--teal);flex:0 0 auto}
.team-contact a:hover{color:var(--orange)}
@media(max-width:620px){.team-grid{grid-template-columns:1fr}}

.dark-band{background:var(--navy);color:#fff}
.dark-band .section-head h2{color:#fff}
.dark-band .section-head p{color:#ccd2e4}
.approach-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.approach-card{background:#fff;color:var(--ink);border-radius:18px;padding:26px;min-height:220px}
.approach-icon{width:44px;height:44px;border-radius:50%;background:var(--teal);display:grid;place-items:center;color:var(--navy);font-weight:900;margin-bottom:26px}
.approach-card:nth-child(2) .approach-icon{background:var(--orange);color:#fff}
.approach-card h3{color:var(--navy);font-size:21px;margin-bottom:9px}
.approach-card p{font-size:14px;color:var(--muted);line-height:1.65}

.story-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:72px;align-items:center}
.story-photo{height:560px;border-radius:22px;overflow:hidden;position:relative}
.story-photo img{height:100%;object-fit:cover}
.story-copy h2{font-size:48px;line-height:1.03;color:var(--navy);margin:14px 0 18px}
.story-copy p{color:var(--muted);font-size:15px;line-height:1.75;margin-bottom:16px}
.story-quote{background:#fff;border-radius:18px;border-left:4px solid var(--teal);padding:22px 24px;margin-top:24px;color:var(--navy);font:600 17px/1.55 'Manrope'}

.timeline{display:grid;gap:0;max-width:900px;margin:auto}
.timeline-row{display:grid;grid-template-columns:130px 1fr;gap:28px;padding:28px 0;border-bottom:1px solid rgba(32,41,93,.12)}
.timeline-year{font:800 26px 'Manrope';color:var(--orange)}
.timeline-row h3{font-size:21px;color:var(--navy);margin-bottom:7px}
.timeline-row p{font-size:14px;color:var(--muted);line-height:1.65}

.contact-layout{display:grid;grid-template-columns:.82fr 1.18fr;gap:50px;align-items:start}
.contact-info{background:var(--navy);color:#fff;border-radius:22px;padding:34px;position:relative;overflow:hidden}
.contact-info h2{font-size:38px;line-height:1.08;margin:12px 0 28px;position:relative}
.office-cards{display:grid;gap:18px}
.office-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:20px 22px}
.office-card h3{font-size:14px;color:var(--teal);text-transform:uppercase;letter-spacing:.05em;margin-bottom:6px}
.office-advisor{font-size:14px;font-weight:700;color:#fff;margin-bottom:4px}
.contact-detail{padding:14px 0 0;border-top:1px solid rgba(255,255,255,.14);margin-top:14px;position:relative}
.office-card .contact-detail:first-of-type{border-top:0;margin-top:10px;padding-top:0}
.contact-detail small{display:block;color:#adb6d4;font-size:14px;text-transform:uppercase;letter-spacing:.07em;font-weight:700;margin-bottom:6px}
.contact-detail a,.contact-detail p{font-size:14px;color:#fff;line-height:1.55}
.contact-registration{margin-top:20px;padding-top:18px;border-top:1px solid rgba(255,255,255,.16);font-size:14px;color:#aeb4ca}
.contact-form{background:#fff;border:1px solid rgba(32,41,93,.10);border-radius:22px;padding:34px}
.contact-form h2{font-size:36px;color:var(--navy);margin-bottom:8px}
.contact-form>p{color:var(--muted);font-size:14px;margin-bottom:26px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:grid;gap:7px}
.field.full{grid-column:1/-1}
.field label{font-size:14px;font-weight:800;color:var(--navy)}
.field input,.field select,.field textarea{width:100%;border:1px solid #dfe3ec;background:#fff;border-radius:11px;padding:13px 14px;font:14px 'DM Sans';color:var(--ink);outline:none}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(93,193,159,.12)}
.form-note{font-size:14px;color:var(--muted);margin-top:12px}

.map-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:22px}
.map-card{border-radius:20px;overflow:hidden;background:#fff;border:1px solid rgba(32,41,93,.08)}
.map-card-label{display:flex;align-items:center;gap:10px;padding:14px 18px}
.map-pin{font-size:18px;line-height:1}
.map-card strong{color:var(--navy);font:800 15px 'Manrope'}
.map-embed{display:block;width:100%;height:220px;border:0}

.calc-page{padding:70px 0 90px}
.calc-layout{display:grid;grid-template-columns:1fr .9fr;gap:28px;align-items:start}
.calc-panel,.result-panel{background:#fff;border:1px solid rgba(32,41,93,.10);border-radius:22px;padding:30px}
.calc-panel h2,.result-panel h2{font-size:30px;color:var(--navy);margin-bottom:8px}
.calc-panel>p,.result-panel>p{font-size:14px;color:var(--muted);margin-bottom:26px}
.calc-field{margin-bottom:22px}
.calc-label{display:flex;justify-content:space-between;align-items:center;gap:15px;margin-bottom:9px;color:var(--navy);font-size:14px;font-weight:700}
.calc-value{background:#F5F1EB;border-radius:9px;padding:7px 10px;font-size:14px;min-width:110px;text-align:right}
.calc-field input[type=range]{width:100%;accent-color:var(--orange)}
.calc-input{width:100%;border:1px solid #dfe3ec;border-radius:10px;padding:12px 13px;font:14px 'DM Sans'}
.results{display:grid;gap:0;border-top:1px solid rgba(32,41,93,.10)}
.result-row{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:17px 0;border-bottom:1px solid rgba(32,41,93,.10)}
.result-row span{font-size:14px;color:var(--muted)}
.result-row strong{font:800 19px 'Manrope';color:var(--navy);text-align:right}
.result-row.primary strong{font-size:30px;color:var(--orange)}
.calc-chart{height:18px;border-radius:999px;background:#eef0f5;overflow:hidden;margin:26px 0 14px;display:flex}
.chart-invested{height:100%;background:var(--navy)}
.chart-gains{height:100%;background:var(--teal)}
.chart-legend{display:flex;gap:24px;flex-wrap:wrap;font-size:14px;color:var(--muted)}
.chart-legend span:before{content:"";display:inline-block;width:9px;height:9px;border-radius:50%;background:var(--navy);margin-right:7px}
.chart-legend span:nth-child(2):before{background:var(--teal)}
.calc-disclaimer{margin-top:20px;border-radius:13px;background:#F5F1EB;padding:14px 16px;font-size:14px;color:var(--muted);line-height:1.55}
.other-calcs{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.other-calc{background:#fff;border:1px solid rgba(32,41,93,.10);border-radius:15px;padding:18px;transition:.2s}
.other-calc:hover{border-color:var(--teal);transform:translateY(-2px)}
.other-calc strong{display:block;color:var(--navy);font:700 16px 'Manrope'}
.other-calc span{font-size:14px;color:var(--muted);display:block;margin-top:5px}

.inner-cta{padding:0 0 92px}
.inner-cta-card{background:var(--navy);color:#fff;border-radius:24px;padding:48px;display:flex;justify-content:space-between;gap:34px;align-items:center;position:relative;overflow:hidden}
.inner-cta-card h2{font-size:38px;line-height:1.08;max-width:620px}
.inner-cta-card p{font-size:14px;color:#d0d6e7;margin-top:10px;max-width:610px}
.inner-cta-card .btn{position:relative;z-index:2;white-space:nowrap}

@media(max-width:900px){
  .inner-hero-grid,.story-grid,.contact-layout,.calc-layout{grid-template-columns:1fr}
  .inner-visual{height:380px}
  .listing-grid{grid-template-columns:1fr}
  .approach-grid{grid-template-columns:1fr}
  .other-calcs{grid-template-columns:1fr 1fr}
  .inner-cta-card{display:block}.inner-cta-card .btn{margin-top:22px}
}
@media(max-width:620px){
  .inner-hero{padding:48px 0 45px}.inner-hero h1{font-size:42px}
  .inner-visual{height:315px}.inner-image{inset:10px 0 0 0}.inner-float{width:220px}
  .page-strip-row{display:block}.page-strip-row p{margin-top:6px}
  .listing-card{padding:22px}.listing-card h3{font-size:24px}
  .story-photo{height:390px}.story-copy h2{font-size:38px}
  .map-cards{grid-template-columns:1fr}
  .timeline-row{grid-template-columns:1fr;gap:7px}
  .form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}
  .contact-info,.contact-form,.calc-panel,.result-panel{padding:23px}
  .other-calcs{grid-template-columns:1fr}
  .inner-cta-card{padding:32px 25px}.inner-cta-card h2{font-size:31px}
}